Rates
GIC / RRSP / RRIF / TFSA / FHSA
Attention Members: Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Please contact us to get the latest posted rates. All interest rates for GICs and Term Deposits are per annum, unless otherwise indicated.
FHSA - HIGH INTEREST SAVINGS
New Introductory Rate
5%*
(no minimum)
*T&C apply, Limited Time Offer. Up to December 31, 2024 only.
Regular rate of 1.75% after promotional period.
5%*
(no minimum)
*T&C apply, Limited Time Offer. Up to December 31, 2024 only.
Regular rate of 1.75% after promotional period.
FHSA
First Home Savings Account Rates
| FHSA - Fixed GICs Long Term - Interest Paid Annually | Rate |
|---|---|
| 1 Year |
5.00%
|
| 2 Years |
4.50%
|
| 3 Years |
4.20%
|
| 4 Years |
4.10%
|
| 5 Years |
4.00%
|
Non-Registered, RRSP, RRIF, TFSA
| NON CALLABLE SHORT TERM | Rate |
|---|---|
| 30-89 Days |
0.85%
|
| 90-179 Days |
1.10%
|
| 180-364 Days |
1.55%
|
| LONG TERM - INTEREST PAID ANNUALLY | Rate |
|---|---|
| 1 Year |
5.00%
|
| 18 month |
5.20%
|
| 2 Year |
4.50%
|
| 3 Year |
4.20%
|
| 4 Year |
4.10%
|
| 5 Year |
4.00%
|
Super 8
8 Month GIC
(min. $1000)
4.80%*
*Some conditions apply
*Some conditions apply
Select Image
RRSP Variable Loans, Line of Credits & Fixed Rate Loans
| RRSP Variable Loans & RRSP Lines of Credit | Rate |
|---|---|
| 1 Year or Less - (prime +2.0%) |
8.70%
|
| 2 Years - (prime +2.0%) |
8.70%
|
| 3 Years - (prime +1.5%) |
8.20%
|
| 4 Years - (prime +1.2%) |
7.90%
|
| 5 Years - (prime +1.0%) |
7.70%
|
| RRSP Fixed Rate Loans | Rate |
|---|---|
| 1 Year |
8.40%
|
| 2 Years |
8.40%
|
| 3 Years |
7.90%
|
| 4 Years |
7.60%
|
| 5 Years |
7.40%
|
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