Rates
GIC / RRSP / RRIF / TFSA / FHSA
Attention Members: Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Please contact us to get the latest posted rates. All interest rates for GICs and Term Deposits are per annum, unless otherwise indicated.
FHSA - HIGH INTEREST SAVINGS
New Introductory Rate
5%*
(no minimum)
*T&C apply, Limited Time Offer. Up to Dec 31, 2025 only.
Regular rate of 1.75% effective Jan 01, 2026.
5%*
(no minimum)
*T&C apply, Limited Time Offer. Up to Dec 31, 2025 only.
Regular rate of 1.75% effective Jan 01, 2026.
FHSA
First Home Savings Account Rates
| FHSA - Fixed GICs Long Term - Interest Paid Annually | Rate |
|---|---|
| 1 Year |
5.00%
|
| 2 Years |
4.50%
|
| 3 Years |
4.20%
|
| 4 Years |
4.10%
|
| 5 Years |
4.00%
|
Non-Registered, RRSP, RRIF, TFSA
| NON CALLABLE SHORT TERM | Rate |
|---|---|
| 30-89 Days |
0.85%
|
| 90-179 Days |
1.10%
|
| 180-364 Days |
1.55%
|
| LONG TERM - INTEREST PAID ANNUALLY | Rate |
|---|---|
| 1 Year |
3.25%
|
| 18 month |
3.30%
|
| 2 Year |
3.35%
|
| 3 Year |
3.40%
|
| 4 Year |
3.50%
|
| 5 Year |
3.65%
|
Super 8
8 Month GIC
(min. $1000)
2.55%*
*Some conditions apply
*Some conditions apply
Select Image
RRSP Variable Loans & Line of Credits
| RRSP Variable Loans & RRSP Lines of Credit | Rate |
|---|---|
| 1 Year or Less - (prime) |
4.45%
|
| 2 Years - (prime) |
4.45%
|
| 3 Years - (prime) |
4.45%
|
| 4 Years - (prime) |
4.45%
|
| 5 Years - (prime) |
4.45%
|
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