​Chequing & Savings Accounts

Find exactly the right account for your needs.

Bank your way
___

Bank however suits you best – online,
​in-branch, over the phone or via our mobile app. 

Access money anywhere
___

Withdraw or deposit money​fee-free, using
​our network of 4,500+ ATMs across Canada. 

Send money abroad
___

Transfer money internationally anytime,
​quickly and easily, through online banking.

Deposit digitally
___

Deposit cheques anytime, anywhere in
​minutes using your smartphone or tablet. 

Chequing & Savings Accounts

Find exactly the right account for your needs.

Bank your way
​___

Bank however suits you best – online, in-branch, over the phone or via our mobile app. 

Access money anywhere
​___

Withdraw or deposit money​fee-free, using our network of 4,500+ ATMs across Canada. 

Send money abroad
​___

Transfer money internationally anytime, quickly and easily, through online banking.


Deposit digitally
​___

Deposit cheques anytime, anywhere in minutes using your smartphone or tablet. 

Chequing & Savings Accounts

Find exactly the right account for your needs.

Bank your way
​ ___

Bank however suits you best – online, in-branch, over the phone or via our mobile app. 

Access money anywhere
​___

Withdraw or deposit money
​fee-free, using our network of 4,500+ ATMs across Canada. 

Send money abroad
​___

Transfer money internationally anytime, quickly and easily, through online banking.

Deposit digitally
​___

Deposit cheques anytime, anywhere in minutes using your smartphone or tablet. 

Basic Chequing

Ideal if:

You want unlimited monthly debits.

Key Features
  • Unlimited free debits
  • 10% discount on safety deposit box rental
  • $12.95 / month

Personal 1 Chequing

Ideal if:

You want a simple, low-fee chequing account.

Key Features
  • 15 free withdrawals and cheques with a $1,000 min. monthly balance
  • Tiered interest rate
  • $2.00 / month

eChequing

Ideal if:

You prefer to manage your finances online or over the phone.

(Home Free Chequing account is discontinued. All currently active Home Free Chequing accounts are now converted to eChequing, but your monthly fees are waived.)

Key Features
  • Unlimited electronic debits, transfers and cheque clearing
  • Tiered interest rate
  • 4 Free Etransfers, then $1.00 per outgoing E-transfer
  • $10.00 / month

 

US Advantage

Ideal if:

You want easy access to US dollars, while avoiding exchange rate shifts.

(US Chequing, US Savings are now under one account called US Advantage - No Monthly Fee

Key Features
  • Tiered interest rate
  • 2 Free Debits a Month then $0.65 per Debit.
  • $7.50 per Cheque
  • FREE

 

Advantage Savings

Overview

You want to earn more money – more often.

Key Features
  • $0.65 per debit. If $1000 maintained monthly then unlimited debits
  • Tiered interest rate that grows with your balance
  • Free online and mobile banking

eSavings

Ideal if:

Savings made easy for online users.

Key Features
  • $2.00 per in branch transactions. 4 Free then $1.00 per etransfer
  • Tiered interest rate that grows with your balance
  • Free online and mobile banking

US Advantage

Overview

You want easy access to US dollars, while avoiding exchange rate shifts.

(US Chequing, US Savings are now under one account called US Advantage - No Monthly Fee

Key Features
  • Tiered interest rate
  • 2 Free Debits a Month then $0.65 per Debit.
  • $7.50 per Cheque
  • FREE

 

Golden 1

Ideal if:

You're over 59 and want to kick back with lots of perks and low-fee, easy banking.

Key Features
  • Unlimited free transactions
  • Unlimited free bill payments
  • Unlimited free US drafts
  • 30% discount on safety deposit box rental
  • $1.00 / month

Wisepath

Ideal if:

You’re under 17 and want a no-fee chequing & savings account with a high interest rate.

(All Youth Accounts, You Own it Youth Chequing, Student Chequing and Student Savings are now under one account called Wisepath - No Monthly Fee)

Key Features
  • No monthly fee
  • 30 FREE transactions, then $0.65 per transaction
  • 4 Free etransfers, then $1.00 per outgoing E-transfer
  • Tiered Interest Rates
  • Free online, telephone, mobile and SMS banking

 

Fees subject to change without notice. 


Visit our Service Fees page for a full breakdown of account, transaction and service fees.

A credit card for any goal

From low-fee and cash back to travel rewards and more, we have a credit card to suit any lifestyle.

​Not sure which bank account is right for you?

​Don't hesitate to reach out. Our expert team will be happy to help you find the right fit for your needs.


​Join our community