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Your Path to Homeownership Begins Here

At Pathwise Credit Union, we understand that buying a home is more than just a transaction; it's a milestone. That's why we're dedicated to guiding you through every step of your home-buying journey with personalized mortgage solutions that fit your unique needs.

Get 4.99% High Ratio Mortgage and $1500 Leon's Gift Card

Limited Time Offer

Secure your new home with a high ratio mortgage at a 4.99% interest rate and $1500 Leon's gift card offer, making homeownership within reach.


Join the Pathwise "Refer & Reward" program today!

Limited Time Offer

As part of our Pathwise family, you have an opportunity to earn $1000 for every successful mortgage referral from your network of friends, family, or colleagues.


Explore our competitive mortgage rates to find the right deal for your dream home. Stay updated and make informed decisions with Pathwise Credit Union.

Begin your homeownership journey confidently with tailored support from our financial advisors and competitive rates. Your dream home awaits!

Maximize your mortgage benefits when it's time to renew or refinance. Discover options that could lower your payments or access home equity with us.

Use our handy calculators to determine how much mortgage you can afford and the type of mortgage that best aligns with your specific requirements.


Find the right type of mortgage for you

Get a flexible mortgage term with the ability to repay your mortgage, in part or in full, at any time without penalty.

Ideal if you plan to pay off your mortgage early or sell your home soon. Your interest rate will typically be higher with an open mortgage. 

Get a locked-in interest rate.

Ideal if you want peace of mind that your mortgage rate and payments won’t increase should interest rates rise.

Get a locked-in mortgage term with the ability to repay up to 20% of your original mortgage amount each year without penalty.

Ideal if you plan to put down roots in your current home and want the stability of consistent mortgage payments.   

Get an interest rate that changes with the market.

Ideal if you want to save money if interest rates drop. Your interest rate will typically be lower on a variable mortgage.


Ready to Apply?

Get started with our application.
It takes 5-10 minutes to complete. After you submit it, we'll contact you within 2 business days regarding next steps.

Your Pathwise Mortgage Advisors

Jordan S. (Oshawa Branch)
Maureen W. (Bowmanville Branch)
Patti C. (Oshawa Branch)
Tyler O. (Bowmanville Branch)