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Term deposits are low risk investments that are great for short-term savings goals.

They can also fit in your long-term investment plans without the market risk.

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Earn a guaranteed rate of return with the flexibility to access your money at any time after 30 days.


Lock your savings in for a set length of time. Your interest rate is fixed for the term, no matter what the market is doing.


Get a guaranteed minimum return with the potential to earn higher returns based on the stock-market .

Benefits of Term Deposits

Safe and Secure

Your original deposit and interest rate are guaranteed, just like they would be in a regular savings account.


Choose the term length you want and whether to lock in your money or have easy access to it anytime.

Low Minimum Deposit

$1000 is all it takes to get you started and there are no maximum deposit limits.


Term deposits are ideal when you don't have immediate plans for your money, but want to start earning a return nonetheless.


Most of our term deposits can be held within a registered plan, like an RRSP or a TFSA.

Higher Return

Term deposits have higher interests than most savings accounts. And with a fixed rate, you'll know exactly how much you'll earn.


You have questions? We have answers.

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