​Cost of Services

Your service fees at a glance.

Accounts

Basic Chequing

Overview

You want unlimited monthly debits.

Key Features
  • Unlimited free debits
  • 10% discount on safety deposit box rental
  • $12.95 / month

eChequing

Overview

You prefer to manage your finances online or over the phone.

(Home Free Chequing account is discontinued. All currently active Home Free Chequing accounts are now converted to eChequing, but your monthly fees are waived.)

Key Features
  • Unlimited electronic debits, transfers and cheque clearing
  • Tiered interest rate
  • 4 Free Etransfers, then $1.00 per outgoing E-transfer
  • $10.00 / month

 

Personal 1 Chequing

Overview

You want a simple, low-fee chequing account.

Key Features
  • 15 free withdrawals and cheques with a $1,000 min. monthly balance
  • Tiered interest rate
  • $2.00 / month

Golden 1

Overview

You're over 59 and want to kick back with lots of perks and low-fee, easy banking.

Key Features
  • Unlimited free transactions
  • Unlimited free bill payments
  • Unlimited free US drafts
  • 30% discount on safety deposit box rental
  • $1.00 / month

Wisepath

Overview

You’re under 17 and want a no-fee chequing & savings account with a high interest rate.

(All Youth Accounts, You Own it Youth Chequing, Student Chequing and Student Savings are now under one account called Wisepath - No Monthly Fee)

Key Features
  • No monthly fee
  • 30 FREE transactions, then $0.65 per transaction
  • 4 Free etransfers, then $1.00 per outgoing E-transfer
  • Tiered Interest Rates
  • Free online, telephone, mobile and SMS banking

 

US Advantage

Overview

You want easy access to US dollars, while avoiding exchange rate shifts.

(US Chequing, US Savings are now under one account called US Advantage - No Monthly Fee

Key Features
  • Tiered interest rate
  • 2 Free Debits a Month then $0.65 per Debit.
  • $7.50 per Cheque
  • FREE

 

Wisepath

Overview

You’re under 17 and want a no-fee chequing & savings account with a high interest rate.

(All Youth Accounts, You Own it Youth Chequing, Student Chequing and Student Savings are now under one account called Wisepath - No Monthly Fee)

Key Features
  • No monthly fee
  • 30 FREE transactions, then $0.65 per transaction
  • 4 Free etransfers, then $1.00 per outgoing E-transfer
  • Tiered Interest Rates
  • Free online, telephone, mobile and SMS banking

 

Advantage Savings

Overview

You want to earn more money – more often.

Key Features
  • $0.65 per debit. If $1000 maintained monthly then unlimited debits
  • Tiered interest rate that grows with your balance
  • Free online and mobile banking

US Advantage

Overview

You want easy access to US dollars, while avoiding exchange rate shifts.

(US Chequing, US Savings are now under one account called US Advantage - No Monthly Fee

Key Features
  • Tiered interest rate
  • 2 Free Debits a Month then $0.65 per Debit.
  • $7.50 per Cheque
  • FREE

 

eSavings

Overview

Savings made easy for online users.

Key Features
  • $2.00 per in branch transactions. 4 Free then $1.00 per etransfer
  • Tiered interest rate that grows with your balance
  • Free online and mobile banking

Business Plan A

Overview
  • $10 monthly fee

  • 15 transaction per month

  • $0.75 fee for additional items

Business Plan B

Overview
  • $15 monthly fee

  • 25 transaction per month

  • $0.65 fee for additional items

Business Plan C

Overview
  • $30 monthly fee

  • 50 transaction per month

  • $0.55 fee for additional items

Business Plan D

Overview
  • $50 monthly fee

  • 100 transaction per month

  • $0.45 fee for additional items

Business Plan E - Not For Profit

Overview
  • $6 monthly fee

  • 15 transaction per month

  • $0.35 fee for additional items

  • Not for Profit Accounts only 

Business Plan F - Charities

Overview
  • No monthly fee

  • Unliminted Transactions

  • For Registered Charities Only.

Download 

our service fees chart


​Join our community