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    Mortgage Rates That Fit Your Future

    Experience the ease of homeownership with our competitive 4.99% interest rate on the 5 Year Closed Insured (High Ratio) Mortgage.
    Your pathway to affordable living starts here.


    Terms and Conditions Overview

    Open to Ontario residents aged 18 and above applying for a new high ratio mortgage during the Promotion Period.

    Promotional Period
    From June 3, 2024, to August 30, 2024. Applications must be approved and closed within 90 days to qualify. 

    Read full Terms & Conditions


    Incredible Incentives Await You


    Home Starter Incentive

    Gift Card Amount: $1,500 CAD from Leon’s Furniture Ltd.

    Eligibility: For mortgages of $450,000 or more. Terms apply.


    Payroll Switch Bonus

    Bonus Amount: $500 CAD upon switching payroll to Pathwise*. Terms apply.

    Eligibility: New High Ratio Mortgage members making the switch within the offer period.


    Benefits of Banking with a Credit Union:

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    Personalized Service

    Tailored financial solutions.
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    Community Focus

    Reinvesting in a brighter future.

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    Competitive Rates

    Maximizing your financial potential.


    Current Mortgage Rates

    List of rates for RESIDENTIAL MORTGAGES
    5 Year Closed Fixed Insured Mortgage (High Ratio)
    5 Year Closed Fixed Mortgage
    5 Year Closed Variable Mortgage
    4 Year Closed Fixed Mortgage
    3 Year Closed Fixed Mortgage
    2 Year Closed Fixed Mortgage
    1 Year Closed Fixed Mortgage
    6 Month Open Fixed Mortgage
    1 Year Open Fixed Mortgage

    Mortgage Calculator

    Calculate your mortgage payments to make sure it fits your budget comfortably.

    About Pathwise

    With a rich legacy spanning over 85 years, Pathwise has been dedicated to serving and supporting our community.

    Make an appointment at your local Pathwise branch


    Take the Leap Towards Homeownership

    Seize this opportunity to own your dream home with Pathwise Credit Union. Contact us now and begin your journey to financial security and a brighter future.